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Office 905-335-3042 | lindamaguire@royallepage.ca

 

 

Premier Kathleen Wynne surprised the market the other day by announcing sweeping measures aimed at cooling the red-hot housing market a full week before Ontario Budget Day. The sixteen-measure package is largely intended to do three things: Cool demand; boost supply; and limit the increases in rents. 

 

 Ontario Housing Market Premiere Wynne Linda Maguire Real Estate Burlington

 

 

 The Ontario government’s efforts to cool off the housing market will hopefully succeed, but don’t expect a big or immediate impact.  The most important elements of the 16 point plan involve targeting people who are market speculators.  Speculators are buying into real estate for reasons that don’t reflect true property demand, and so they are artificially inflating demand.  Unlike regular property owners who are buying to live in the home, speculators are buying only for capital appreciation.  Whenever a market of any sort attracts this kind of behaviour, the market is risking a bubble.

The tax on foreign (non-Canadian and non-resident buyers) will have an effect to discourage that kind of behaviour but it will likely be  minor effort as there is a low proportion of total buyers that would be affected.  The ability fo municipalities to tax owners of vacant property will likewise help, in areas such as Oakville, but again the proportion of total transactions affected will be small. I’d say overall the property price growth cannot continue too much longer, but I don’t expect a price reduction  More likely, we’ll see a cooling off of the growth of prices, and hopefully get back to the 5-8% per year rate that historically made real estate a safe investment for home owners.

 

Call Us now to discuss your next real estate decision, buying or selling: 905-979-9939

 

Read More:

By Dr. Sheila Cooper

Dominion Lending

https://dominionlending.ca/news/ontarios-premier-jump-starts-housing-cool-budget/

 

#LindaMaguireRE

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Paperless Realtor The Linda Maguire Team Buying Homes in Burlington, Ontario

Working with a Paperless Realtor is way easier, whether you’re the buyer or seller.  It improves the likelihood of a successful transaction, saves you (as the client) time, and speeds up the process.  It also results in far better (electronic) record keeping and enables much easier access to information.

 

Here’s an example.

 

I recently had a client couple walk through a new listing and say to me “This is the one.  We want to make an offer”.  Within twenty minutes, we had written up the offer online, I had sent it to them for signature, and they had signed it electronically, and they had been automatically emailed their own copy of the signed agreements.  I called the listing agent to register the signed offer and we set an appointment to present it.  We got our offer in before anyone else, and quickly bought the house in a very competitive spring market.  By working this way, we made it easier for everyone – the buyers, the sellers and the listing agent.  Sellers and their real estate agents love to work with buyers that make it easy.

 

In this day and age, all realtors should be FULLY paperless, but over 95% of them still rely heavily on paper.  They physically store listing paperwork, they keep paper files in physical filing cabinets in their office, they call their “secretary” to look up old listings, old offers, etc.  Paper slows down the buying and selling of a house, it slows down the realtor in responding to the client’s requests, and it reduces the client’s confidence that they will be protected.  And all that managing paper is just not necessary.

 

If you’re considering working with a realtor to help you buy or sell a home, here’s a simple test for evaluating whether a realtor is paperless or not:  Ask them to show you, on their phone, the following:

 

  • The electronic file folder where they will keep your property’s records as they are created (they will have set up a place to store for your property all contractual agreements and property details (surveys, listings, photos, videos etc.)).
  • The electronic documents associated with one of their sold listings from last year, without showing you the client’s name (this will demonstrate how well your contracts and property information will be managed).
  • Ask them to scan one of the documents pertaining to your home – like a survey or a list of renovations.  And then ask them to show you where they store that scanned image.
  • Ask them to explain how their system for electronic signatures works.

 

Pick a paperless realtor, like The Linda Maguire Team – it will speed up your Burlington, Ontario real estate buying or selling process, improve your potential for success and rid you of the responsibility of managing all those records.  

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Coming Soon: Home for sale in Burlington, Ontario. This stunning 4 bedroom home is located in a quiet court, with updates throughout, west-facing back yard is very private and luxurious featuring all day sunlight, salt water pool, hot tub, dining deck, cabana, shaded lounge area, and backing onto wooded area. Bright, high-ceiling Muskoka family room looks out over yard. Rare opportunity to enjoy luxury and privacy in downtown Burlington.

 

For Early Bird details on this home, call Linda Maguire, or email

 

The Linda Maguire Team │ Homes for Sale in Burlington, Ontario│ DeckThe Linda Maguire Team │ Homes for Sale in Burlington, Ontario│ Private PoolThe Linda Maguire Team │ Homes for Sale in Burlington, Ontario│ PatioThe Linda Maguire Team │ Homes for Sale in Burlington, Ontario│ Private DeckThe Linda Maguire Team │ Homes for Sale in Burlington, Ontario│ Living RoomThe Linda Maguire Team │ Homes for Sale in Burlington, Ontario│ Dining Room   

 

The Linda Maguire Team │ Homes for Sale in Burlington, Ontario│ Kitchen  

 

 

 

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The Linda Maguire Team | Renovation Reality Check for Burlington, Ontario Homes

If, like us, you’re a fan of HGTV’s home remodeling shows –  Love it or List it, Fixer Upper, Property Brothers, etc. – you’ll know that they all seem to follow a similar formula: there’s always a who needs help renovating their home, but they have a limited budget and need it done “yesterday.” Cue the photogenic host who steps in to save the day with a perfect renovation plan, an army of skilled workers and access to suppliers who make more on-time deliveries than Amazon Prime. Presto, before you know it, the remodel is complete. Of course, there have been a couple of hiccups along the way – it makes for good television – but the end result is stunning and the couple is delighted (often to the point of tears) by the transformation.

 

The host then gives a breakdown of what was spent and what the house is worth today. Don’t expect any surprises at this point – it’s always good news. More often than not, the value of the house has jumped by far more than the money spent on renovating it.

 

When the numbers make sense and the process seems so seamless and simple, it’s no wonder that more and more Canadian and Burlington, Ontario, homeowners are plunging headfirst down the renovation route.[1]

 

But before you take a sledgehammer to the dining room wall, let’s have a little reality check.

 

Are the costs on TV realistic?

 

No. One of our biggest beefs about these shows is that they set false expectations. The homeowners do pay for the renovations themselves, but the costs are far below market value. The price you see won’t include all labor costs (some subs will work for free, just for the exposure the show gives them) and some products will also be donated by sponsors. A quick look at the FAQs for the Property Brothers show, says it all. In answer to a question asking how so much could get done on such a small budget, the brothers replied:

 

“We are working with real budgets on the show, set by the homeowners. The show provides $10,000 including labor, certain sponsored products, as well as the expertise of Jonathan’s design team.”

 

Will the post-renovation value of my house cover my costs?

 

The answer depends on several factors, including the amount of the investment, what was done, and the current state of your local real estate market. As a general rule, however, don’t expect an immediate payback. Nationally, the figures vary, but the average return on a renovation investment is about 70% after one year. Of course, we all know people who’ve bucked this trend and that it’s entirely possible to make a good living renovating and flipping houses. But, on the whole, you should approach your renovation project with the clear understanding that the dollar amount you put into it won’t necessarily be fully recovered, at least not in the short term.

 

The Appraisal Institute of Canada (AIC) regularly publishes a list of the renovations that yield the best return on investment (see below). Kitchens and bathrooms can return 80% to 100% of the renovation cost, while adding a pool or skylights is far less advantageous. However, a kitchen that has been renovated to the tune of $35,000, but in very bad taste, could negatively impact the value of the house. If you are renovating to sell, you must choose wisely and make changes that will appeal to the maximum number of people. A relatively simple reno such as freshening up the interior of a house with a coat of paint could return 50% to 100% on the investment, assuming the color palette is tasteful, and may be the key to getting your house sold more quickly.

 

In its very useful publication entitled “Tips to Choosing “Smart” Home Renovations” (http://www.aicanada.ca/wp-content/uploads/Renovation-Tips-Appraisal-Insititute-of-Canada-April-20131.pdf), the AIC cautions against over-improvement. It is possible to over-renovate a home in relation to the surrounding neighborhood, it warns, so keep your costs in line with the value of your home.

 

Percentage recovered upon resale (Source: AIC)

 

Kitchen upgrade: 75% to 100%

Bathroom upgrade: 75% to 100%

Interior painting: 50% to 100%

Roof replacement: 50% to 80%

Replacement of furnace or heating system: 50% to 80%

Expansion (addition of family room): 50% to 75%

Doors and windows: 50% to 75%

Deck: 50% to 75%

Installation of hardwood floor: 50% to 75%

Construction of a garage: 50% to 75%

Fireplace (wood or gas) 50% to 75%

Central air conditioning: 50% to 75%

Finished basement: 50% to 75%

Wood fence: 25% to 50%

Interlocking paving stones on driveway: 25% to 50%

Landscaping: 25% to 50%

Asphalt driveway: 20% to 50%

Pool: 10% to 40%

Skylights: 0% to 25%

 

Renovations take a long time

 

There’s nothing more frustrating for general contractors than the shortened timelines shown on the home reno shows. On TV, renovations seem to go from concept to completion in the blink of an eye. “While most people understand that a major home renovation will take longer than a few weeks, they still seriously underestimate how long it will really take,” says Dave Perkins, Heritage Renovations. “These TV shows distort reality and that makes it harder for us to make clients happy.”

 

The reality is that a large project takes months of planning before construction can even start – you’ll need to factor in several weeks for design and planning, another eight to 12 weeks to complete construction drawings, and another two to eight weeks to obtain a permit. The construction itself could take between three and 12 months, depending on the size and scope of your project. Also, don’t forget that good contractors get booked up and may not be able to schedule in a new project for many months. Weather and the time of year will also impact the construction schedule.

 

The bottom line is: don’t expect remodels in real life to mirror those you see on TV. Remodeling can be a rewarding experience if you have reasonable expectations. If you keep reality in check, your Burlington, Ontario, home renovation could turn out as well as – or better than – the ones you see on TV, even though it will take more than an hour.

 

About The Linda Maguire Team

 

The Linda Maguire Team provides expert real estate services, and are previous Diamond Award winners. Their real estate services include staging, listings, selling and they will always help you find the best Burlington, Ontario, homes for sale.

 

Contact The Linda Maguire Team today.



[1] Spending on home renovations in Canada has surged at an annual average rate of 7% over the past decade. Source: TD Economics

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The Linda Maguire Team | Fixing Your Unfinished BasementExpanding familieswith two incomes make up a large percentage of the households in Burlington, Ontario.  These are families where both parents work Monday to Friday so when they are looking for a new home, they want to move in on a Saturday and return to work on Monday.  One aspect of a home that is very important to growing families is the basement, and the Burlington real estate agents from The Linda Maguire Team wantto shed some light on the long- standing debate regarding basement renovations.

 

Should You Renovate?

 

Homes with finished basements are appealing to buyerson the real estate market in Burlington, ON, and generally sell faster and for about $30,000 more in areas such as the Orchard, Central Burlington, Headon Forest and Millcroft.  However, this doesn't necessarily mean that finishing a basement will be a good financial decision for a homeowner.

 

While renovated bathrooms and kitchens generally result in a goodreturn on investment, basements and backyards are far more expensive to fix up and the homeowner rarely makes a profit on the renovation when they sell the house. In a 2400 square foot home, a homeowner may put in more than $50,000 to finish the basement but will typically only get $30,000 in return.

 

There is also the issue of time. Renovating a basement often takes 6 weeks or more to complete. If you start a basement renovation in the spring and hope to sell in the spring, there isa risk of missing the peak sellingseason. Brian Maguire from The Linda Maguire Team explains: “If a house didn't have a finished basement at this time of year (spring) I would put up a for sale sign and forget about the basement. The advantage to the buyer is that they can decide what renovation they want to do, when they feel like doing the basement, and when they have the money to do so."

 

Fixing the Unfinished Basement


An unfinished basement doesn't necessarily need the addition of a bedroom or bathroom to attract buyers.  Instead, especially when time is tight, the aim should be to enhance what is already there to create an area that families can move into without major changes.

 

Brian Maguire has experienced the allure of an unfinished basement first hand: "I was in a bungalow recently with an unfinished basement and both the floor and brick walls were painted a nice, clean, white color.  Buyers didn't go down there thinking it needed improvement, instead they saw the great potential."

 

Cleaning up, and beautifying an unfinished basement helps to highlight the potential and can add value to the home.  Cleaning the windows and the furnace can help make the basement presentable.  A nice white paint job creates a larger,more open finished look that shows the buyer that the homeowner valued and looked after the house. Buyers will appreciate that they are also saving a bit of money since a house with an unfinished basement will cost less, so they can afford to finish it themselves at a later date.

 

For more information regarding real estate in Burlington, please contact The Linda Maguire Team today.

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The Linda Maguire Team | Burlington Ontario Home SalesBurlington, Canada, June 8, 2016- The Linda Maguire Team recently announced their success with selling a home in Alton Village, Burlington for over $100,000 above the asking price.

 

Listed at $729,000, the family was pleasantly surprised and impressed when their home sold for a whopping $836,000.

 

The Linda Maguire Team used its Active Staging service to really show off the home and maximize its appeal.

According to Brian Maguire there is a difference between staging practiced by most real estate agents, and the Active Staging service offered by the Linda Maguire Team: "The typical realtor’s “staging service “involves walk through a house pointing at things that need to be done, removed or replaced, but these realtors don’t actually do the work themselves. They just suggest to the homeowner a list of things they need to do or buy."  This technique adds more pressure and cost to homeowners.

 

“What we do is called Active Staging, because we take an active role in getting it done. We actually go to our staging warehouse, and using a truck, we bring in accessories, furnishings, carpets, wall pictures, outside tables and chairs, plants, etc.  We also get involved in things like taking down wallpaper and painting.  We do a lot of the staging and preparation work ourselves.  For this particular house we brought in furnishings, lamps, pillows, and accessories, while the owners took on the role of de-cluttering the house of the children’s personal belongings." 

 

Another successful strategy used by The Linda Maguire Team was their advice to the homeowners to list at the predicted market value and not to allow offers for a few days. As a result they received 9 offers, including the successful bid which was more than $100,000 over the asking price. 

 

Overall, the great success in this sale was attributed to the combination of a hot market, the right listing strategy, the homeowners’ efforts to de-clutter and the Active Staging service provided.  The family who ended up with an extra $100,000 tax free in their pockets, were especially grateful and enthusiastic about moving to the next stage of their lives.


About The Linda Maguire Team

The Linda Maguire Team consists of highly experienced and dedicated real estate sales representatives with Royal LePageBurloak Real Estate Services. Our team includes Linda Maguire, Brian Maguire, Elaine Blamauer, and Cathy Buttrum. Whether assisting with selling or buying homes for sale in Burlington, Ontario, The Linda Maguire Team will understand their clients’ goals, and guide them through the processes to achieve success. To find out more about these real estate services and homes for sale in Burlington, Ontario, or to schedule an appointment with The Linda Maguire Team, call (905) 335-3042 or visit http://lindamaguire.ca/.

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The Linda Maguire Team | Free Ebook Tips on Selling in Burlington

 

 

 

 

 

Burlington, Ontario – May, 2016 – Increasing the value of a house does not always have to be an expensive endeavour. Real estate specialists, The Linda Maguire Team, share essential Burlington, Ontario, real estate information, services and tips in their new e-book about how to increase the value of a home. The free e-book giveaway offers pertinent information for those looking to spruce up a house before a sale.

 


Check out the new e-book about how to increase the value of a home, from The Linda Maguire Team.

Tweet: Get the @lmaguireteam e-book with #RealEstate info and services tips to increase the value of your home.


 

The Linda Maguire Team spoke to a list of trusted industry professionals to gather information that would benefit clients and homeowners that are preparing their homes for sale. Topics covered in the e-book include painting, electrical, interior stone surfaces, landscaping, staging, tiling and hardwood floors. Each expert was asked how they would increase the value of a house on a minimal budget to make a home more salable.

 

The e-book presents a long list of low cost suggestions for improvement, each with the potential to create a big impact on a home’s overall impression and ultimate salability. Some focus on the appearance of the home, while others target items that could scare off buyers, or pose a potential hazard for homeowners.

 

The Linda Maguire Team Seller Services


The award-winning Linda Maguire Team works with clients of their Burlington, Ontario, real estate services through the entire home selling process. Beyond complimentary advice from their network of home professionals, they prepare a thorough market analysis and selling strategy, and will help clients prepare their home with active staging services to maximize its value. The Linda Maguire Team works with buyers and sellers, and aims to earn long-term relationships.

 

For more information about Burlington, Ontario, real estate, please contact The Linda Maguire Team at (905) 335-3042 or visit http://lindamaguire.ca/

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The Linda Maguire Team | Find A Home in Burlington

 

Prices are soaring in the Burlington, Oakville and Hamilton real estate markets, especially since the number of houses available on the real estate market currently is about 10% below the ten-year average. The price increases, however, are not uniform. In some neighbourhoods, the price increases are steeper than in others. In this article we will identify some of the popular neighbourhoods, and explain why the prices in these real estate markets are increasing more rapidly than elsewhere.

 

Some of the places that are currently hot areas for real estate are:

 

1. Alton Village – Located in Burlington’s north end, Alton Village is a growing community that appeals to young families and first-time home buyers. Since the homes there are relatively new, double income families are attracted to these “move-in-ready” properties.  Alton Village features nearby community centres, large shopping areas, parks and brand-new schools. These amenities are all well suited to young families. Although the number of houses in Alton Village is growing, so are the prices.

 

2. Downtown Burlington – Downtown Burlington retained its small community culture over the years, and provides walkable access to the lake, and many restaurants, café’s specialty shops, a large waterfront park, cultural center and even a beach. The area appeals to a more mature population who are willing to forgo the larger homes and double garages found in other areas for the downtown character homes and the walkable lifestyle.

 

3. Pockets in Hamilton – Hamilton is an old city, with roots traced back to the late 1700s. It has long had a reputation as a steel-town, but lately has been seeing a tremendous revival. In fact, for the last few years, Hamilton has been rated the #1 city in Canada for real estate investment!  Areas such as Loche Street, Herkimer, Gage Park and Rosedale have become very desirable for young professionals and young families. The key attractions are affordable historic brick homes with beautiful architecture, the close proximity to a growing number and wide variety of popular restaurants and bars, as well as a significant bay front development for recreation. These areas have become attractive for real estate investment where buyers can still find comparatively low-priced houses. However, with the extension of the Go Train into Hamilton and improvements in lifestyle opportunities, the demand for homes has increased, and so prices are rising rapidly.

 

How the Linda Maguire Team Helps You


The Linda Maguire Team, Royal LePage Burloak real estate agents, can help you find a home in these highly desired neighbourhood. With over 15 years of experience in real estate, and decades of experience in these communities, we know exactly where to find what you are looking for! We lead buyers through the often daunting process of buying a house in a real estate market with rising prices, and educate them about the market so they can make informed decisions. We keep our clients informed and help them every step of the way. These are traits that make The Linda Maguire Team from Royal LePage Burloak an excellent choice for securing a home in an area that fits your needs.

 

About The Linda Maguire Team


The Linda Maguire Team are Royal LePage Burloak real estate agents are highly experienced and dedicated to clients and their needs. The Team consists of Linda Maguire, Brian Maguire, Elaine Blamauer and Cathy Buttrum. Contact these Royal LePage Burloak real estate agents today!

 

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The Linda Maguire Team | Real Estate Burlington Active House Staging

 

Selling a home can be quite overwhelming and take a lot of effort when you “Do It Yourself”. More importantly, you may miss out on opportunities to maximize the value of your home!

 

Even when working with a real estate agent you may end up with a lot of work. Many agents provide “free staging” as part of their listing services, which usually means the agent suggests a list of tasks to be carried out by the seller to make the house more “sellable”. Many of these tasks come at a cost, such as painting walls, removing and storing furniture, and even purchasing decorative items that may make the home more attractive to target buyers.

 

The Linda Maguire Team, sales representatives with Royal LePage Burloak, provides services that make selling a home less stressful.  One service that sets The Linda Maguire Team apart from other real estate sales representatives is their “Active Staging” service, where they actively get hands on involved with staging their customers’ homes using the team’s own warehouse of furnishings and using their design background, at no cost to the customer.

 

The Importance of Active Staging when Selling your Home


Your own furnishings or interior design will often not work well when selling a home. The reason is that potential buyers need to be able to envision your house as their home, and your personal belongings may simply not fit their personal style and preference. The main objective is to present a cohesive and clean aesthetic that aligns with the very latest styling trends.

 

According to professional real estate sources, staging does in fact impact buyers, and can increase the sales price of your home.  Staging creates an appearance that enhances a room rather than detracting from it. Staging is done through reducing the amount of clutter, grouping things in a way that optimizes space, and adding furniture or accessories in a manner that enables potential buyers to imagine their personal items in the home, and how they would use the space.

 

Active Staging from The Linda Maguire Team


When working with clients, Linda and her team come to your home with a selection from their warehouse of furnishings specifically used in the active staging process. In their Active Staging process, the Linda Maguire Team will showcase your home for maximum value.

 

About The Linda Maguire Team


The Linda Maguire Team consists of highly experienced and dedicated real estate sales representatives; Linda Maguire, Brian Maguire, Elaine Blamauer and Cathy Buttrum. Contact the Linda Maguire Team (Royal LePage Burloak) today!

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The Linda Maguire Team | Real Estate Burlington Selling Tips

 

It’s like clockwork: the real estate market will spike each year in the spring. In April and May, as the snow melts  and the weather improves, buyers start to look for their next home, and sellers prepare their home to make the best possible impression.

 

This year, however, the number of houses available on the real estate market is very low - about 10% below the ten-year average. More than in previous years, the current real estate market is a true seller’s market. Houses are being sold for record prices, often well above the asking price. It’s a stressful situation for buyers, but also for sellers who are often at a loss deciding on a pricing strategy to adopt.

 

The Linda Maguire Team (Royal LePage Burlington real estate agents) can assist you in selling your home in the current market with steadily-rising house prices. First we’ll help you predict the market value based on recently sold properties in the same location, and with similar features. Then we’ll help you set the pricing strategy. There are essentially two strategies that you can adopt to realize the highest possible value for your home:

 

-          List your home above the predicted market value and hope a buyer pays that price

-          List your home at the predicted market value and hope to get multiple bids

 

Below we provide some insight in these two pricing strategies available to sellers:

 

1.  List your home above predicted market value.


Many homeowners feel that there is an opportunity to “cash in” with the unexpectedly high prices being paid for real estate. It is an often chosen strategy with the current shortage in the supply of houses. However, in this current spring market, buyers have generally been oddly unwilling to even approach a home that is clearly priced well above market value. Educated buyers, especially those working with a realtor, have easy access to all relevant information on the internet. They can assess the fairness of the price of a newly listed home, and sit back and wait for an overpriced home to be reduced in price. This pricing strategy can therefore backfire, when a house “sits on the market” for an extended period of time.  Buyers then begin to wonder if there is something wrong with the house. It creates a very real stigma for the home, so much so that homes priced with this strategy often sell for less than their true market value, and certainly far less than the original list price.

 

2.   List your home at the predicted market value


Even in a seller’s market it often makes good sense to list a home at, or just slightly above, the predicted market value. The best way to find out the predicted market value is working with an honest and experienced real estate agent, who is familiar with the specific area in which the house resides. The advantage of a local real estate agent with a lot of experience in the neighbourhood of the about-to-be-listed house, is that the realtor will likely have been inside of comparable homes which were sold recently. Very often homes that look similar in size and condition on the outside, or through real estate photos, are in fact very different in terms of quality of finish on the inside – the extent of the impact can be several hundred thousand dollars!  So an experienced local realtor can present an objective listing price recommendation.

 

Holding off offers for a few days after the initial listing date gives your home a chance to be viewed by the most ideal potential buyers (as those are the ones who will view it first) and their realtors, and, in a spring market, delaying acceptance of offers will often attract multiple bids. In situations where there is competition among buyers, sellers often realize sale prices that 5-10% above their asking price. 

 

The spring 2016 market is unusual.  Currently there is an historically low shortage of available listed homes.  In competition, buyers will jump at the chance to overpay for a home listed at close to market value.  But they often won’t even bid on a home that is listed too far above market value.

 

The Linda Maguire Team Seller Services


The award-winning Linda Maguire Team works with you through the entire home buying and selling processed. We prepare a thorough market analysis to help with buying ad we visit the inside of comparable hoes.  We also help with the selling strategy, and will help prepare your home with active staging services to maximize selling price. We’ll guide you through the processes every step of the way.

 

About The Linda Maguire Team


The Linda Maguire Team are Royal LePage Burlington agents who are highly experienced and dedicated to their clients and their needs. The Team consists of Linda Maguire, Brian Maguire, Elaine Blamauer and Cathy Buttrum. Contact these Royal LePage Burlington real estate agents today!

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